New page not showing up in admin->pages panel

Just started up grav for the first time and learning it.

I created my first page from the command line and it doesn’t show in admin panel pages tree. The url renders correctly.

Steps.

Create directory user/pages/03.interest
create a user/pages/03.interest/default.md file
added

title: ‘How Current Interest Rates Impact Selling Your Home’
slug: ‘interest’
date: 2024-09-25
taxonomy:
category: blog
tag: [real-estate, home-selling, interest-rates, housing-market]
visible: true

set owner/perms correctly for file and directory

troubleshooting:
verified owner/perms
cleared cache
disabled/enabled plugins->admin panel → admin cache
restarted apache

searched web and AI for solutions.
Thanks for any feedback.